Visalia Auto Insurance

Affordable Car Insurance You Can Trust

Covering those bumps in the road, and then some.

Keep your loved ones safe with reliable Farmer’s Car Insurance. We can help you comply with California auto insurance coverage without spending more than you need to. You already know you need insurance for every registered vehicle you own, that’s something we don’t need to tell you. But what we can do is explain the differences in coverage and clearly state the benefits of having comprehensive, collision and liability insurance on your vehicles.

Everyone has different needs. Your car is more than just a day-to-day means of transportation; it becomes a very fundamental part of your life. Some people live to drive and others drive to live. Some lock their weekend cars away to use just for fun adventures. No matter how much or how little you drive, Korsgaden-Jansma Farmers Insurance Agency in Visalia has a plan to suit your needs.

Offering reliable and affordable protection for your automobile and family

Visalia Auto Insurance

Have you thought about how truly valuable it is to have auto insurance? It’s not just another necessary expense; having auto insurance covers your entire family and your vehicle if something happens. That could truly become a lifesaver to you financially if you needed medical care, auto repair or even a replacement of your vehicle if an accident or theft were to occur.

At the Korgaden-Jasma Agency, we make it easier for you to understand your auto insurance needs and the many options available to you. Here are some of the auto insurance coverages to consider:

  • Auto Rental: If you happen to get into an accident and your vehicle is damaged or totaled, this type of coverage can provide temporary transportation until your automobile has been fixed or replaced.
  • Bodily Injury: If you or any of your passengers suffered from injuries because of an automobile accident, this coverage helps to handle the medical expenses (or death) in case you were at fault.
  • Business Auto: Company vehicles require specific protection under the umbrella of their corporation instead of personally, therefore having business auto insurance is applicable.
  • Collectible: Even if you don’t drive that ’68 Mustang very often, having collectible auto insurance is a priceless option to protect your expensive asset.
  • Collision: This type of insurance pays for anything higher than your deductible to restore vehicle damage, in the event of an accident.
  • Comprehensive: Whether a random storm drops a big tree on your car, or someone steals it, you’ll have the ultimate peace of mind with comprehensive coverage.
  • Fault Insurance: California is a tort state (at fault), which means that whomever is found responsible for the accident; their insurance pays for any damages.
  • Glass/Window Repair and Replacement: Dings or cracks from stones may hit your windshield, but you’re covered with this type of insurance.
  • Liability: If you cause an accident and the other person gets injured, having liability coverage will protect you financially.
  • Medical Payments Coverage: What if you were to get into a serious accident that caused you to miss work? With medical payments coverage you can still meet your financial obligations while healing.
  • Motor Homes/RVs: Protect your home on wheels with Motor Home insurance.
  • Add-on Equipment Coverage: Fancy chrome rims or tricked out vehicles may require additional coverage. Why? Because if something were to happen such as damage or theft, your plan would only cover the factory condition without this optional extra coverage.
  • Personal Injury (PIP): Medical costs can be expensive, especially if serious accidents occur. PIP protection takes care of lost wages and medical expenses that could be catastrophic to your family if not included in your plan.
  • Property Damage: If an automobile hits a fence, house or someone’s property, the property damage coverage pays for it when you are at fault.
  • Towing: If you were to get stranded, the towing services coverage comes to your rescue, anywhere, day or night.
  • Uninsured Motorist: If you get into an accident with someone who doesn’t have insurance – even if they are to blame – this coverage fills in the gap.

 We cover every type of auto insurance you need
and can give you the best advice to suit your lifestyle.
Call 559-625-4926 or contact us for a car insurance quote.